Garden Style Apartments are unique within the apartment segment. Typically showcasing multiple low-rise buildings surrounded by greenspace, they're a trend that gained popularity in the 1960's and remained a popular choice throughout many decades. At CIBA, we understand the specific insurance needs that are involved in these communities, especially as many are now aging buildings. Our insurance program provide specialized coverage to protect your investment and mitigate potential risks. With our deep industry expertise and commitment to exceptional service, we're your trusted partner in safeguarding your Garden Style Apartment community.
Garden Style Apartment Highlights
What is a Garden Style Apartment
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Multi-Building Complex: 2+ Buildings
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Low Rise: Less than 3 stories tall
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Typically Surrounded by Greenspace
$100M Location Capacity
up to $6M Per Building
Older Buildings Accepted
All Ages Welcome with Updates
Coverage Highlights
Property
No Co-Insurance
180 days Extended Period of Indemnity
Building Ordinance or Law included
$100,000 Tenant Relocation Expense included
Included in Real Property:
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Outdoor Fences, Signs
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Roadways, Walks, Patios, Paved Surfaces
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Retaining Walls that are not part of the building
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Foundations of Buildings & Structures below Basement
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Underground Pipes, Flues or Drains
General Liability
Hired & Non Owned Auto
The CIBA Difference
Expert Program. Exclusive Access.
Backed by strong markets for over our 30+ years, our program provides reliable & efficient insurance solutions which are available to property owners through our exclusive network of brokers.
Superior Claims Service.
With a focus on service and efficiency, our claims team, Claims Adjusting Group (CAG), offer swift responses & resolutions, personalized service, and expert legal support through CP Law Group.
Proactive Risk Mitigation Resources.
We empower our insureds to prevent losses through Informative Resources, Comprehensive Inspections, and Expert Legal Advice. All included within the CIBA Program.
Learn More: Property | Liability | Program State Availability
Did You Know..
Claims Adjusting Group (CAG) offers efficiency and effectiveness
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CAG is in voice to voice contact with the property representatives within 8 business hours upon receipt of a claim.
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CAG is available to perform property inspections within 72 hours upon receipt of a claim.
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CAG’s Property Adjusters manage an average inventory of less than 50 claims, allowing them to offer personalized service & quickly issue payments.
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Comparison: Typical property adjusters manage 100+ claims.
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CP Law Group exceeds industry standards.
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CP Law Group's attorneys handle 50% less caseload compared to other firms. This allows more time to dedicate to each case.
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CP Law Group's team close claims 50% faster than industry average with better results for our insureds*
*according to early 2024 internal review
